WBL Reflection Journal

          In the WBL workshop made by Mr. Franck, we learned about the importance of learning how to create good habits as it will help us save money rather than waste it ineffectively. We learned and were given tips from Mr.Franck to understood how we should set our priorities straight. A great way to start the presentation was by mentioning a term I never heard of before, Financial literacy. Financial literacy is the ability to understand how money works, how to manage it, how to earn it, and how to invest it. As a teenager all one can think of is making money. However, we get so excited by the idea of earning money that once we have it we tend to waste it all in less than a week. We go overboard buying unnecessary things and then a split second we have no money on us. Therefore, Mr.Franck. told us to create good habits. Some good habits are
 * Don't waste your money buying unnecessary things or too expensive things
 *Do not waste time on social media. Do something productive.
 *Surround yourself with people who have the same goals as you.
 *Create goals maybe not long term goals but small term goals are a great way to start
You won't see results really soon but sticking to these habits are a great way to start saving and spend less wasting. As a teenager these may seem like a waste of time but this will just help us not only save money but create good habits for the future. As Franck, said "Time is Money". We cannot waste our time taking selfies and posting them in social media, we should find what our interests are and try to explore them.

         One of my favorite parts of the workshop was when Mr.Franck told us that we should become a learner instead of one who looks to be entertained. He told us that risk comes from not knowing. Thus, we should become readers, talk to ourselves, keep a journal, find what our interests and goals are, and explore them. Many say we never have time to do such things but thats when we should keep in mind the importance of time. In web design our teacher is always telling us how we met use our time wisely. This saying should not only be applied to one class but to everything we do because if we don't then we can never do what we want to do like hobbies we like. When thinking of managing time we should think about Asset vs Liability. Assets are your mind, reputation, physical and mental skills and our ability to adapt to changes while liability is when you lack of time management, your obsession of making friends. In addition to learning how to learn to save money we also learned the importance of knowing ourselves and creating good habits. This is what I liked about this workshop as it linked to create important components into one.